Rates & Terms

Fee Schedule and APR

Your loan fees will be a flat, non-refundable fee of $5.00 per loan, plus $10.00 per $100.00 borrowed.

Full Disclosure of Terms

Lending Act requires full disclosure of all loan fees and interest rates. Your lender should disclose all fees and rates to you before you accept your loan. If you accept the loan terms, most lenders will direct you to an e-signature page to complete the loan process. Please take the time to read your loan agreement before signing it.

Late Payment Policy Terms

Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.

Non-payment Policy

Additional fees or charges may apply in the event that you are unable to repay your loan. Fastest Cash Advanced tries its best to only work with reputable lending companies that use lawful, fair and reasonable means to pursue collections of overdue accounts.

Loan Renewal Policy

Loan  policies are governed by state law. States where rollovers are allowed, additional interest and late fees can add substantial to your final loan amount, so these should be avoided whenever possible. Find your state’s laws and regulations governing rollovers and extensions from the list below. Read the lender’s terms in considering renewal options before signing the loan agreement.

 

ARP Examples:

$100 $150 $200 $250 $300 $350 $400 $450 $500
Term In Days Finance Charge / APR
31 $15.00
176.61%
$20.00
156.99%
$25.00
147.18%
$30.00
141.29%
$35.00
137.37%
$40.00
134.56%
$45.00
132.46%
$50.00
130.82%
$55.00
129.52%
30 $15.00
182.5%
$20.00
162.22%
$25.00
152.08%
$30.00
146.0%
$35.00
141.94%
$40.00
139.05%
$45.00
136.88%
$50.00
135.19%
$55.00
133.83%
29 $15.00
188.79%
$20.00
167.82%
$25.00
157.33%
$30.00
151.03%
$35.00
146.84%
$40.00
143.84%
$45.00
141.59%
$50.00
139.85%
$55.00
138.45%
28 $15.00
195.54%
$20.00
173.81%
$25.00
162.95%
$30.00
156.43%
$35.00
152.08%
$40.00
148.98%
$45.00
146.65%
$50.00
144.84%
$55.00
143.39%
27 $15.00
202.78%
$20.00
180.25%
$25.00
168.98%
$30.00
162.22%
$35.00
157.72%
$40.00
154.5%
$45.00
152.08%
$50.00
150.21%
$55.00
148.7%
26 $15.00
210.58%
$20.00
187.18%
$25.00
175.48%
$30.00
168.46%
$35.00
163.78%
$40.00
160.44%
$45.00
157.93%
$50.00
155.98%
$55.00
154.42%
25 $15.00
219.0%
$20.00
194.67%
$25.00
182.5%
$30.00
175.2%
$35.00
170.33%
$40.00
166.86%
$45.00
164.25%
$50.00
162.22%
$55.00
160.6%
24 $15.00
228.13%
$20.00
202.78%
$25.00
190.1%
$30.00
182.5%
$35.00
177.43%
$40.00
173.81%
$45.00
171.09%
$50.00
168.98%
$55.00
167.29%
23 $15.00
238.04%
$20.00
211.59%
$25.00
198.37%
$30.00
190.43%
$35.00
185.14%
$40.00
181.37%
$45.00
178.53%
$50.00
176.33%
$55.00
174.57%
22 $15.00
248.86%
$20.00
221.21%
$25.00
207.39%
$30.00
199.09%
$35.00
193.56%
$40.00
189.61%
$45.00
186.65%
$50.00
184.34%
$55.00
182.5%
21 $15.00
260.71%
$20.00
231.75%
$25.00
217.26%
$30.00
208.57%
$35.00
202.78%
$40.00
198.64%
$45.00
195.54%
$50.00
193.12%
$55.00
191.19%
20 $15.00
273.75%
$20.00
243.33%
$25.00
228.13%
$30.00
219.0%
$35.00
212.92%
$40.00
208.57%
$45.00
205.31%
$50.00
202.78%
$55.00
200.75%
19 $15.00
288.16%
$20.00
256.14%
$25.00
240.13%
$30.00
230.53%
$35.00
224.12%
$40.00
219.55%
$45.00
216.12%
$50.00
213.45%
$55.00
211.32%
18 $15.00
304.17%
$20.00
270.37%
$25.00
253.47%
$30.00
243.33%
$35.00
236.57%
$40.00
231.75%
$45.00
228.13%
$50.00
225.31%
$55.00
223.06%
17 $15.00
322.06%
$20.00
286.27%
$25.00
268.38%
$30.00
257.65%
$35.00
250.49%
$40.00
245.38%
$45.00
241.54%
$50.00
238.56%
$55.00
236.18%
16 $15.00
342.19%
$20.00
304.17%
$25.00
285.16%
$30.00
273.75%
$35.00
266.15%
$40.00
260.71%
$45.00
256.64%
$50.00
253.47%
$55.00
250.94%
15 $15.00
365.0%
$20.00
324.44%
$25.00
304.17%
$30.00
292.0%
$35.00
283.89%
$40.00
278.1%
$45.00
273.75%
$50.00
270.37%
$55.00
267.67%
14 $15.00
391.07%
$20.00
347.62%
$25.00
325.89%
$30.00
312.86%
$35.00
304.17%
$40.00
297.96%
$45.00
293.3%
$50.00
289.68%
$55.00
286.79%
13 $15.00
421.15%
$20.00
374.36%
$25.00
350.96%
$30.00
336.92%
$35.00
327.56%
$40.00
320.88%
$45.00
315.87%
$50.00
311.97%
$55.00
308.85%
12 $15.00
456.25%
$20.00
405.56%
$25.00
380.21%
$30.00
365.0%
$35.00
354.86%
$40.00
347.62%
$45.00
342.19%
$50.00
337.96%
$55.00
334.58%
11 $15.00
497.73%
$20.00
442.42%
$25.00
414.77%
$30.00
398.18%
$35.00
387.12%
$40.00
379.22%
$45.00
373.3%
$50.00
368.69%
$55.00
365.0%
10 $15.00
547.5%
$20.00
486.67%
$25.00
456.25%
$30.00
438.0%
$35.00
425.83%
$40.00
417.14%
$45.00
410.63%
$50.00
405.56%
$55.00
401.5%
9 $15.00
608.33%
$20.00
540.74%
$25.00
506.94%
$30.00
486.67%
$35.00
473.15%
$40.00
463.49%
$45.00
456.25%
$50.00
450.62%
$55.00
446.11%
8 $15.00
684.38%
$20.00
608.33%
$25.00
570.31%
$30.00
547.5%
$35.00
532.29%
$40.00
521.43%
$45.00
513.28%
$50.00
506.94%
$55.00
501.88%